The demand for long-term mortgage contracts and the role of collateral

The demand for long-term mortgage contracts and the role of collateral Staff working papers set out research in progress by our staff, with the aim of encouraging comments and debate. Staff Working Paper No. 1,009 By Lu Liu Long-term fixed-rate mortgage contracts protect households against interest rate risk, yet most countries have relatively short interest […]
Highlights of the FCA’s approach in 2022

In April, the FCA set out a new three-year strategy designed to improve outcomes for consumers and markets. The strategy focuses on 3 areas – reducing and preventing serious harm, setting and testing higher standards, and promoting competition and positive change. In response to its new strategy, the FCA has removed or amended over 8,000 […]
Annual BEAR Research Conference

Annual BEAR Research Conference: New Digital Technologies and the Future Financial Landscape The aim of the conference is to promote policy-relevant research in this field, by bringing together researchers from academia, central banks, international institutions, and the financial industry About the conference Date: 27-28 February 2023 Format: In-person Location: Bank of England Conference Centre The Bank […]