Existing homeowners wishing to move may also benefit from the help to buy scheme. For example, if you require a new home but have little equity in your existing property and can afford monthly repayments on a larger mortgage, the help to buy scheme could be the best solution.
These include first-time buyers who are trying to get onto the property ladder, and ‘second-movers’, needing to move up the ladder to a bigger home.
These loans are not available for Buy-to-Let landlords, second homeowners or for a Shared Ownership purchase.
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